Property and Business finance advice

Resources & learning

Browse our resources and learn more about property and business finance.

Private Lending for Property Developers

Private lending in Australia has grown significantly over the past decade, becoming an alternative funding source for property developers who may not meet the strict criteria set by traditional banks.

Chattel Mortgages in Australia: Pros & Cons

A chattel mortgage is a popular financing option in Australia used primarily for purchasing business-related assets like vehicles or equipment.

Understanding Supply Chain Finance (SCF)

Supply chain finance (SCF) is a set of financial solutions that optimise cash flow for businesses, allowing buyers to extend payment terms to suppliers while suppliers receive payment early. This is facilitated by a financial institution or SCF provider, which bridges the gap between the buyer and supplier, enabling both

Agri Lending: Secure Loans with Farm Assets

Financing that uses primary produce land as collateral is vital in Australia’s agricultural sector, providing farmers with access to capital that supports production, expansion, and resilience against market volatility. Given the economic and strategic importance of farming land, Australia has developed a regulatory framework to safeguard its sovereignty, especially concerning

SME Lending Surge: Non-Bank Options

Over the past five years, Australia’s lending landscape has seen a dramatic shift, particularly in the SME (small-to-medium enterprise) lending market.

Offset vs. Redraw: Best mortgage option

When managing a mortgage, leveraging additional features like an offset account or a redraw account can significantly impact your interest payments and the time it takes to pay off your loan.

Credit Score and its Impact

In Australia, several factors impact your credit file and score, and understanding these can help you maintain or improve your financial standing.

Guide: Buying a Business for Entrepreneurs

Purchasing a business can be a significant step for entrepreneurs, offering opportunities for growth and profitability. However, navigating the legal landscape is crucial to ensure a successful acquisition. This guide outlines important legal considerations, including whether to buy business assets or shares, and delves into “white washing” under Australian law,

SMSF loans for property: Key insights

A Self-Managed Superannuation Fund (SMSF) offers Australians an opportunity to take control of their retirement savings. One popular strategy is purchasing property within the SMSF, often funded through SMSF loans. This can be an effective way to diversify your investment portfolio and take advantage of tax benefits. However, the process